With InReach Finance, buying your new home is as easy as 1-2-3.
Construction finance is a specialised area so make sure you don’t just rely on ‘any’ finance broker. With Blueprint Homes’ exclusive division, InReach Finance, it’s never been easier to get home finance and into your new home.
InReach Finance specialises in construction home loans. Our Lending Managers have over 50 years experience in the Finance Industry, holding membership to the Mortgage and Finance Association of Australia (MFAA) & Finance Brokers Association of Australia (FBAA).
They have access to over 30 lending institutions across Australia, and together with our award winning customer service team, they can provide a finance solution to suit your specific needs – house, land and finance.
For first home buyers, the InReach team can guide you through all the necessary steps to secure any grants you’re entitled to and help you secure the house and land finance you need.
Choice of lenders
InReach Finance deal directly with over 30 of the leading lending institutions in Australia and are able to compare hundreds of different home loans so that you get the right loan to suit your needs. The choices are many and it is easy to get confused, but InReach Finance will demystify the process for you and come up with the perfect home finance solution.
What deposit do you need?
InReach Finance know that for many people, saving for the initial deposit can be the biggest hurdle to overcome in the journey to home ownership.
But an InReach Finance Lending Manager can look at your situation and devise a house and land finance solution that suits you perfectly. For example,
- You may qualify for a 1% deposit loan
- A low deposit loan that includes mortgage insurance and additional funds to cover stamp duty and legal fees.
- It is also possible to arrange loans where Mum and Dad can help as a guarantor.
This is why getting your deposit may be a lot easier than you think when you deal with InReach Finance.
Do you qualify?
Do you qualify? Find out now.
An InReach Finance Lending Manager can tell you in 10 minutes, over the phone, whether you will qualify for a Home Loan – along with the sort of budget you need to be aiming for so you can select a home and block of land.
If you want to spend time looking at available land, you need to remember that this is a very competitive market and you will need to act fast to secure your perfect block.
Land agents require either an ‘up-front’ pre-approval from a lender or a Letter of Eligibility for finance.
Your InReach Lending Manager can provide both. A loan pre-approval or Letter of Eligibility will make your offer more attractive to the agents and will give you a leg up in negotiations.
Once the land is secured (and you know what you can borrow), your Blueprint Homes Consultant can start the process of creating your dream home.
First Home Buyers
First Home Buyers – Start here
There are many advantages to building a new home for First Home Buyers. InReach Finance Lending Managers can guide you through what, for many can feel like a confusing minefield.
You may be eligible for the one off Government First Home Owner Grant of $10,000. Your InReach Finance Lending Manager can tell you straight away if you qualify.
You may also be exempt from Government Stamp Duty on construction loans where the land portion is less than $300,000.
Even if you’ve had difficulty saving for a deposit, InReach Finance can investigate ways to help.
Save $19,000 on Stamp Duty
Some of the benefits of building a new home.
- First Home Buyers receive $10,000 (FHOG) only available when you build a home
- No Stamp Duty for First Home Buyers on land up to $300,000
- You only pay Stamp Duty on the value of the land so save on Stamp Duty here in WA
- Live in a property that you have personally designed from the ground up – don’t live in a home that someone else designed
- Depreciation benefits for investors when you build a new property helps your tax planning
- Avoid unnecessary repairs and maintenance when you build a brand new home
- Protect yourself as the building and appliances are covered by Warranties
- Avoid Rental Inspections
- Ownership provides you the Freedom to live in a home the way you want to
|Government stamp duty||$0||$19,665|
|Government transfer fee||$380||$440|
|First home owners grant||$10,000||$0|
|Total funds required||$530,380||$550,105|
|What you save||$19,725|
Home Loans The Easy Way
The easy way to build your new home.
When buying your first home, you enter a whole new world you didn’t even know existed.
A place where people speak a strange language and try to vie for your attention in a very competitive market. There are lenders, brokers, builders, estate agents, land agents/developers, mortgages, grants and a wide choice of house designs and blocks.
What you need is someone to guide you through all of this in an honest, transparent and independent way.
Your Blueprint Homes Consultant and your InReach Finance Lending Manager work together, as a team, to make the whole process seamless and simple.
They can arrange finance, help you select from a classic range of home designs, help you select your land from a huge range of suburbs and make sure you get the most from your home buying budget.
If you’re looking to build a Blueprint home our team will make it happen.
Complete the form or call Blueprint Homes on (08) 9440 1800 and speak to a dedicated Lending Specialist from InReach Finance. Over the phone, they’ll tell you if your home ownership dream is “InReach”.
InReach Finance, Credit Representative Number 470699 of Australian Credit License 469248. InReach Finance is a subsidiary entity of Blueprint Homes.