With InReach Finance, buying your new home is as easy as 1-2-3.
Construction finance is a specialised area so don’t just rely on “any” finance broker. With Blueprint Homes’ new and exclusive division, InReach Finance, it’s never been easier to get into your new home.
InReach Finance specialises solely in construction home loans. Our New Home Lending Managers have over 10 years experience in the finance industry and are all members of the Mortgage and Finance Association of Australia (MFAA). They have access to over 20 lending institutions across Australia, and together with our award-winning customer service team, they can provide full turnkey solutions to suit your specific needs – house, land and finance.
For first home buyers, the InReach team can guide you through all the necessary steps to secure the contributions you’re entitled to and help you secure the finance you need.
Choice of lenders
Choice of lenders
InReach Finance deal directly with over 20 of the leading lending institutions in Australia and are able to compare hundreds of different home loans so that you get the right loan to suit your needs. The choices are many and it is easy to get confused but InReach Finance will demystify the process for you and come up with the perfect solution.
What deposit do you need?
InReach Finance know that for many people saving for the initial deposit can be the biggest hurdle to overcome in that all important step to home ownership.
But an InReach Finance Lending Manager can look at your situation and create solutions. Such as, you may qualify for a 1% deposit loan. Or a low deposit loan that includes mortgage insurance and additional funds to cover stamp duty and legal fees. It is also possible to arrange loans where Mum and Dad can help as a guarantor. So getting your deposit may be a lot easier than you think when you deal with InReach Finance.
Do you qualify?
Do you qualify? Find out now.
An InReach Finance Lending Manager can tell you in 10 minutes, over the phone, whether you will qualify for a Home Loan and the sort of budgets you need to be aiming for so you can select a home and block of land.
If you want to spend time looking at available land, you need to remember that this is a very competitive market and you will need to act fast to secure your perfect block.
Land agents require ‘up-front’ either pre-approval from a lender or a Letter of Eligibility for finance. Your InReach Lending Managers can provide both. A loan pre-approval or Letter of Eligibility will make your offer more attractive to the agents and will give you a leg up in negotiations.
Once the land is secured and you know what you can borrow, your Blueprint Homes Consultant can start the process of creating your dream home.
First Home Buyers
First Home Buyers - Start here
There are many advantages to building a new home for First Home Buyers. InReach Finance Lending Managers can guide you through what, for many can be a confusing minefield.
You may be eligible for the one off Government First Home Owners Grant of $10,000. Your InReach Finance Lending Manager can tell you straight away if you qualify.
You may also be exempt from Government Stamp Duty on construction loans where the land portion is less than $300,000.
Even if you’ve had difficulty saving for a deposit, InReach Finance can investigate ways to help.
Save $19,000 on Stamp Duty
Some of the benefits of building a new home.
- First Home Buyers receive $10,000 (FHOG) only available when you build a home
- No Stamp Duty for First Home Buyers on land up to $300,000
- You only pay Stamp Duty on the value of the land so save on Stamp Duty here in WA
- Live in a property that you have personally designed from the ground up – don’t live in a home that someone else designed
- Depreciation benefits for investors when you build a new property helps your tax planning
- Avoid unnecessary repairs and maintenance when you build a brand new home
- Protect yourself as the building and appliances are covered by Warranties
- Avoid Rental Inspections
- Ownership provides you the Freedom to live in a home the way you want to
Building Established Existing House N/A $540,000 Land $270,000 N/A Construction $270,000 N/A Government stamp duty $0 $19,665 Government transfer fee $380 $440 First home owners grant $10,000 $0 Total funds required $530,380 $550,105 What you save $19,725
Home Loans The Easy Way
The easy way to build your new home.
When buying your first home, you enter a whole new world that you haven’t been to before.
A place where people speak a strange language and try to vie for your attention in a very competitive market. There are lenders, brokers, builders, estate agents, land agents/developers, mortgages, grants and a wide choice of house designs and blocks.
What you need is someone to guide you through all this in an honest, transparent and independent way. Your Blueprint Homes Consultant and your InReach Finance Lending Manager work together, as a team, to make the whole process seamless and simple.
They can arrange finance, help you select from a classic range of home designs, help you select your land from a huge range of suburbs and make sure you get the most from your home buying budget.
If you’re looking to build a Blueprint home our team will make it happen.
Complete the form below or call Blueprint Homes on (08) 9440 1800 and speak to a dedicated Lending Specialist from InReach Finance. Over the phone, they’ll tell you if your home ownership dream is “InReach”.
InReach Finance, Credit Representative Number 470699 of Australian Credit License 469248. InReach Finance is a subsidiary entity of Blueprint Homes.